Car accidents can be overwhelming, especially when they happen unexpectedly. If you’ve been involved in a crash in Memphis, knowing the right steps to take can protect your health, legal rights, and financial recovery.
At Paragon Medical Group, we’ve helped countless accident victims in Memphis get the medical care and legal support they need. In this guide, we’ll walk you through the essential steps to take after a car accident—ensuring your safety and preserving your rights.
Step 1: Check for Injuries & Call 911
Your health is the top priority. Even if you feel fine, adrenaline can mask pain. Check yourself and others for injuries.
- Call 911 immediately if there are serious injuries.
- Tennessee law requires reporting accidents involving injury, death, or significant property damage (TN Code § 55-10-106).
Step 2: Move to a Safe Location (If Possible)
- If your car is drivable and blocking traffic, move it to the shoulder.
- Turn on hazard lights and set up flares or warning triangles if available.
Step 3: Document the Accident Scene
Strong evidence helps with insurance claims and legal cases. Gather:
- Photos & videos of vehicle damage, road conditions, traffic signs, and injuries.
- Witness statements (ask for names/contact info).
- Police report (Memphis police will file one—request a copy).
Step 4: Exchange Information (But Be Cautious)
Get the other driver’s:
- Name, phone number, and address
- Insurance company and policy number
- License plate number and vehicle details
Do NOT admit fault or apologize—this can be used against you later.
Step 5: Seek Medical Attention—Even If You Feel Fine
Some injuries (whiplash, concussions, internal bleeding) may not show symptoms right away. Delayed treatment can hurt your health and your legal claim.
- Visit an ER or urgent care for immediate injuries.
- Follow up with a Memphis injury doctor (like Paragon Medical Group) for a full evaluation.
Step 6: Notify Your Insurance Company
- Report the accident promptly but stick to facts—avoid speculation.
- Be wary of early settlement offers before assessing long-term injuries.
Step 7: Consult a Memphis Personal Injury Attorney (If Needed)
If the accident wasn’t your fault, a lawyer can help:
- Negotiate with insurance companies
- Prove liability in Tennessee’s modified comparative fault system (you can’t recover damages if you’re 50%+ at fault)
- Ensure you get full compensation for medical bills, lost wages, and pain & suffering
Why Memphis-Specific Factors Matter
- Busy highways (I-40, I-240, I-55) have high accident rates.
- Tennessee’s statute of limitations gives you 1 year to file a personal injury claim.
- Local medical providers (like Paragon Medical Group) understand Tennessee’s legal requirements for injury documentation.
Need Help After a Memphis Car Accident?
If you’ve been hurt in a crash, Paragon Medical Group provides:
✔ Same-day injury evaluations
✔ Treatment for auto accident injuries (whiplash, fractures, back pain)
✔ Referrals to trusted Memphis attorneys
